Planning Ahead Eases Stress of Losing a Loved One
You Need an Estate Plan One of the greatest gifts you can give your loved ones is an estate plan. Imagine the chaos of dividing a home, all the furnishings, ...
What is a Living Trust?
A living trust is another name for a revocable trust, that is a trust established by the grantor who funds the trust with assets and which allows the grantor the ...
Revocable Trusts vs. Irrevocable Trusts
As the names suggest, a revocable trust can be modified, amended and/or revoked by the grantor at any time whereas an irrevocable trust cannot be revoked by the grantor, ever. The ...
Beneficiary Proceeds Controlled by Ex-Spouse
When a couple divorces there are many documents which need to be changed. Bank accounts need to be separated, your last will and testament likely needs to be changed assuming ...
Contemplating Divorce? Consider the Rules as to Changing the Beneficiary of a Life Insurance Policy in New Jersey
A designated beneficiary receives the proceeds of a life insurance policy upon the death of a decedent. The owner of a life insurance policy can change the designated beneficiary by ...
Prenuptial Agreements: An Asset Protection Planning Tool Before You Say “I do” a Second Time
Premarital or Prenuptial Agreement A prenuptial agreement (also known as a premarital agreement or an ante nuptial agreement) is a contract between spouses which is made before the marriage. The ...
Prenuptial Agreements: Not Just for the Rich and Famous
Agreements can be made between spouses before the marriage which lay out the terms of property division in the event of a divorce. Most couples don’t want to think about ...
Independent Contractors Should Consider an LLC
With the downturn in the economy and more people losing their jobs, more people are turning to their entrepreneurial spirits and starting their own businesses. At-home businesses are booming and ...
Back to School Organization
As your kids head back to school you may finally be able to organize the bills and piles of paperwork which have amassed on your counter over the summer. Now ...
New Jersey Department of Military and Veterans Affairs
The New Jersey Department of Military and Veterans Affairs helps veterans who reside in New Jersey make the transition from military to civilian life as well as help military families ...